We compared every major travel insurance option available to Australians — pricing, medical cover, claims experience and the fine print. Here's what we found.
| Feature | SafetyWing | World Nomads | Cover-More | Allianz |
|---|---|---|---|---|
| Medical cover | $250,000 USD | Unlimited | Unlimited | $2.5M AUD |
| Medical evacuation | ✅ | ✅ | ✅ | ✅ |
| Trip cancellation | ❌ | ✅ | ✅ | ✅ |
| Luggage cover | Limited | ✅ $3,000 | ✅ $5,000 | ✅ $5,000 |
| Adventure activities | Limited | ✅ 150+ activities | Standard only | Standard only |
| Pre-existing conditions | ❌ | Some covered | Some covered | Some covered |
| Buy after departure | ✅ | ❌ | ❌ | ❌ |
| Pricing (2 weeks Asia) | ~$56/month | ~$180 | ~$120 | ~$140 |
| Claims experience | Good | Very good | Good | Average |
| Australian-based support | ❌ | ❌ | ✅ | ✅ |